Pre-existing Condition

8 Health Care Glossary Items #3

At its most basic, you can define a pre-existing condition as any health care issue that you had prior to the effective date of your insurance plan. Some plans will define this as any condition you have had which would have required your insurance in the last three months. Some go back as long as twelve months. Under some policies, you will not receive any coverage for a pre-existing condition. Other policies might exclude coverage for a period of time before beginning coverage of the condition.

Most universal health care plans authored by progressive politicians mandate that companies must insure pre-existing conditions. Currently, it is the largest roadblock to health care insurance portability in existence. For this reason alone, we need universal health care.